Help & FAQs

Got questions? We have answers.

Everything you need to know about LIC policies, cashless mediclaim in Churu, lowest-rate home loans, and joining our agency team in Rajasthan.

LIC Insurance & Planning

Life & Retirement

Dahiya Insurance & Finance Services, led by experienced LIC Chief Life Insurance Advisor (CLIA) mentors, is one of the most trusted LIC advisory consultancies in Churu and across Rajasthan. We provide unbiased policy comparisons, tailored sum-assured calculations, doorstep policy servicing, and 100% claim settlement assistance.

As specialized LIC child plan advisors in Churu, we recommend top-performing plans like LIC Amritbaal, LIC Jeevan Tarun, and Child Career plans. These guarantee milestone payouts at ages 18, 20, and 22 for higher education college fees and wedding expenses, with built-in Premium Waiver Benefit (PWB) protecting the child even in the parent's absence.

For guaranteed lifelong income, LIC Jeevan Shanti (deferred annuity) and LIC Saral Pension (immediate annuity) are the leading retirement plans in Rajasthan. Our pension annuity consultants calculate exact yearly/monthly pension payouts, joint-life spouse cover, return of purchase price to nominees, and tax exemptions under Section 80CCC.

We offer full end-to-end support for maturity claims, survival benefits, and death claim settlements. Simply call our dedicated Churu helpline at +91 9351 997 997 or visit our office. We assist with death certificate verification, claim statement forms, NEFT documentation, and direct LIC branch liaison.

Health Insurance & Mediclaim

Cashless Hospitalization

Our Premium Point health insurance plans provide seamless cashless hospitalization at 12,000+ empanelled network hospitals across Rajasthan and India (including Churu, Jaipur, Bikaner, and Sikar). When admitted, show your digital health card and hospital bills are settled directly by the insurer with zero out-of-pocket cash requirements.

A family floater mediclaim policy covers your entire family (husband, wife, and dependent children) under one single consolidated sum insured (e.g. ₹10 Lakhs to ₹1 Crore). As your local family floater mediclaim advisors, we ensure zero room-rent capping, automatic restoration of cover, daycare procedure coverage, and annual free health checkups.

For senior parents (ages 60+), our advisors select plans tailored with reduced waiting periods for pre-existing diseases (PEDs), zero or minimal co-payment, critical illness covers (for cardiac, stroke, and oncology treatments), and annual preventative health screenings across Rajasthan hospitals.

Home Loans & Balance Transfers

Lowest Rates & Sanctions

Dahiya Finance partners with leading nationalized banks and NBFCs to offer the lowest home loan interest rates in Churu starting from 8.35% p.a. We provide door-to-door documentation pickup, legal property title clearance assistance, and rapid pre-sanction letters in 3 to 5 business days.

If your existing home loan interest rate is above 9.0% with another bank, our home loan balance transfer advisors can shift your outstanding loan to a lower-rate lender starting at 8.35% p.a. This can reduce your monthly EMI significantly and save you ₹2 Lakhs to ₹15 Lakhs in overall interest over the loan tenure.

Become an LIC Agent / Careers

CLIA Recruitment

Becoming an LIC agent with Dahiya is simple: 1) Submit your application on our Become an Agent page. 2) Connect with our Churu recruitment mentor. 3) Complete IRDAI pre-licensing training and pass the online certification. 4) Receive your agency code, professional marketing kits, and one-on-one mentorship to start writing policies and earning commission.

Under our Chief Life Insurance Advisor (CLIA) mentorship, agents enjoy uncapped commission income (₹75,000+ monthly for top advisors), flexible working hours ideal for part-time professionals and homemakers, lifelong renewal commission on every policy, foreign travel conventions, club memberships, and subsidized vehicle/housing loans from LIC.

Personalized Consultation

Still have a specific question?

Speak directly with our senior advisors in Churu, Rajasthan for confidential, zero-obligation guidance.